Creative Buyer and Seller Seminars
[Online] Virginia Home Buyers Masterclass:
Don't Make These Costly Mistakes
November 4th, 2025 6pm - 7pm
It takes the right information and the right mortgage & real estate team to purchase in today's market.
Normally a $5.00 sign-up fee, now completely free!
Register for the FREE Webinar
What to expect from this webinar
🏠 FREE Home Buyer Webinar — Unlock Alternative Paths to Homeownership
Ready to become a homeowner but worried about traditional financing? Join us for an eye-opening webinar that reveals powerful alternatives to conventional mortgages that most buyers never discover!
Buying a home is one of life's biggest investments, and today's market demands creative solutions. As a broker with 25 years of experience across 9 states, I'll share insider knowledge on lesser-known financing strategies that could be your key to homeownership.
In this FREE online webinar, you'll discover:
✨ Alternative Financing Solutions: • Seller Financing - Learn how to negotiate directly with sellers • Creative Financing Strategies - Think outside the traditional mortgage box • Seller & Lender Credits - Maximize available credits to reduce your costs • Assumable Loans - Take over existing mortgages with better terms • Buy Down Mortgages - Reduce your interest rate from day one
You'll also learn:
✅ How to evaluate which financing option best fits your situation
✅ Step-by-step guidance on negotiating alternative financing terms
✅ Expert insights on current market conditions and opportunities
✅ Your personalized roadmap to homeownership using these strategies
Whether you're:
• Struggling with traditional mortgage qualification
• Looking to save money on your home purchase
• Interested in creative financing solutions
• Planning for future homeownership
This webinar will equip you with powerful strategies that most buyers never learn about!
💡 Reserve your spot today — limited seats available for this FREE webinar!
Don't let traditional financing barriers stop your dream of homeownership. Join us to discover the alternative paths that could work for you!
MEET YOUR HOST!
Meet Your Alternative Financing Expert:
Sherry Daminski
With 25 years of experience as a Real Estate Broker across 9 states and thousands of successful transactions, I've mastered the art of making homeownership possible through both traditional and creative financing solutions. My expertise isn't just in finding homes – it's in finding innovative ways to help you buy them.
As your Alternative Financing Specialist, I'll be hosting this free live webinar to reveal:
• Lesser-known financing strategies most agents never discuss • Creative solutions for challenging credit situations • Insider techniques to reduce your down payment • Ways to leverage seller financing and assumable loans • Strategies to maximize seller and lender credits
What sets me apart? I've helped thousands of buyers who thought homeownership was out of reach.
Through my deep understanding of: ✓ Seller Financing ✓ Creative Financing ✓ Seller Credits ✓ Lender Credits ✓ Assumable Loans ✓ Buy Down Mortgages
I've developed proven systems to match buyers with the perfect financing solution for their situation. My exclusive Alternative Financing Protection Plan ensures you understand all your options and avoid costly mistakes along the way.
I've guided countless families from "I could never qualify" to "I can't believe I'm a homeowner!" Through my extensive network across multiple states, I've mastered the art of finding and structuring deals that work for both buyers and sellers.
Ready to discover paths to homeownership you never knew existed?
Join me for this eye-opening webinar –
your dream home might be more
attainable than you think!
MEET YOUR CO-HOST!
🏡 Berna Petry — Mortgage Loan Originator
NMLS #1725229 | Encompass Lending Group – Cornerstone First Division
Berna Petry is a seasoned Mortgage Loan Originator with Encompass Lending Group’s Cornerstone First Division, dedicated to helping homebuyers overcome financial and credit challenges to achieve the dream of homeownership.
✨ Guided by her motto:
💬 “Qualifying the Unqualified”
Berna is known for finding creative lending solutions for borrowers who may have been told “no” elsewhere. She partners closely with top real estate professionals like Sherry Daminski of 1% Lists Virginia to provide powerful tools and guidance that help more families say “yes” to homeownership.
💙 Her specialties include:
🏠 Down Payment Assistance (DPA) programs
🦸♀️ Hometown Heroes initiatives for first responders, military, educators, healthcare, and government employees
🔑 Rent-to-Own & Corporate Purchase Pathways using FHA financing — where a partnering corporation can buy the home today, and the buyer can later refinance into their own name when ready
🌟 Real Success Stories:
💪 A borrower still in active Chapter 13 bankruptcy purchased a $490,000 home while continuing trustee payments.
💳 A client with a 559 credit score, recent lates, and prior issues was approved for a $640,000 home.
🩺 A first-time buyer in the medical field used DPA and seller-paid closing costs to become a homeowner.
📋 A self-employed borrower (1099) achieved homeownership after navigating complex income challenges.
❤️ A client overcoming divorce, low credit, and prior foreclosure purchased a brand-new home with creative financing.
🏛️ A government employee with disputed credit closed in under three weeks, spending half the funds other lenders required.
Berna’s mission is simple yet powerful:
💬 “There’s always a way — and together, we’ll find it.”
